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If you do not, interest will be charged on the promo purchase from the purchase date.

Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period.

Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.

For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is .

Some of the free adult chat services require a credit card, even though they claim it is only for age verification, and you will not be charged, sometimes "during free trial" in small print.

There are some good, totally free chat services that do not require a signup or email address for verification however.

Qualifying purchase is determined after discounts and before taxes. Associates of Lane Bryant and other Ascena-owned companies not eligible. May be used only once, can’t be combined with other coupons, is not redeemable for cash, and may not be applied to previous purchases, store exchanges, returns, credit card payments or purchase of Gift Cards. Associates of Lane Bryant and other Ascena-owned companies not eligible. If an item is returned which reduces the original purchase total to less than U. Excludes Fashion Flash, Today’s Steal and clearance. May be used only once, can’t be combined with other coupons (except no-show panty), is not redeemable for cash, and may not be applied to previous purchases, store exchanges, returns, credit card payments or purchase of Gift Cards. Savings are not redeemable for cash unless required by law and may not be applied to previous purchases, exchanges, returns or credit card payments. If an item is returned which reduces the original purchase total to less than U. Associates of Lane Bryant and other Ascena-owned companies not eligible. Try any Lane Bryant bottom (excluding LIVI Active) in any Lane Bryant Store and receive off a minimum purchase of . Not valid online, by phone, in Outlets, in closing stores or on clearance, Toledo fragrance or SPANX®. Savings are not redeemable for cash unless required by law and may not be applied to previous purchases, exchanges, returns or credit card payments. Associates of Lane Bryant and other Ascena-owned companies not eligible.

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